Terms of Service

By accessing or using https://letslearntoinvest.com (the "Site"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree, please do not use the Site.

1. Nature of the Service – Educational Content Only

Let's Learn to Invest is an educational platform that provides general information about investing, stocks, bonds, mutual funds, ETFs, personal finance, and related topics.

You are solely responsible for any investment or financial decisions you make. We are not a registered investment advisor, broker-dealer, or financial adviser. Any reliance you place on the information provided is strictly at your own risk.

2. No Liability for Investment Losses

We expressly disclaim any liability for losses, damages, or claims of any kind arising from:

• Actions taken or not taken based on the content of this Site
• Market changes, investment performance, or economic conditions
• Errors, omissions, or inaccuracies in the content
• Third-party data, links, or services referenced on the Site

Investing involves substantial risk, including the possible loss of principal. Past performance is not indicative of future results.

3. Use of the Site

You agree to use the Site only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use of the Site.

Prohibited activities include, but are not limited to:

• Posting or transmitting defamatory, abusive, harassing, threatening, or obscene material
• Attempting to gain unauthorized access to the Site or its servers
• Introducing viruses, malware, or any harmful code
• Excessive automated scraping or crawling beyond reasonable personal use

4. User Comments and Contributions

When you post comments:

• You grant us a perpetual, royalty-free, worldwide license to display, moderate, edit, or remove your comment
• You are solely responsible for the content you post
• Comments that are spam, abusive, off-topic, or violate these Terms may be removed without notice
• We do not pre-screen comments and assume no obligation to monitor them

5. Intellectual Property

All content on the Site (articles, images, calculators, tools, design, code, and branding) is owned by Let's Learn to Invest or its licensors and is protected by copyright, trademark, and other intellectual property laws.

6. Third-Party Links and Resources

The Site may contain links to external websites (stock exchanges, news sites, etc). We are not responsible for the content, accuracy, or privacy practices of those sites. Links do not imply endorsement.

7. Disclaimer of Warranties

The Site and all content are provided "AS IS" and "AS AVAILABLE" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

We do not guarantee that the Site will be available, uninterrupted, secure, or error-free at all times.

8. Limitation of Liability

To the fullest extent permitted by law, Let's Learn to Invest, its owners, employees, and contributors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of the Site.

9. Indemnification

You agree to defend, indemnify, and hold Let's Learn to Invest and its operators faultless from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of your use of the Site or violation of these Terms.

10. Changes to the Terms

We may update these Terms at any time. The new version will be posted on this page with an updated effective date. Continued use of the Site after changes constitutes acceptance of the revised Terms.

11. Termination

We reserve the right to suspend or terminate your access to the Site at any time, without notice, for any reason, including breach of these Terms.

12. Governing Law

These Terms shall be governed by the laws of the United Arab Emirates. Any disputes will be resolved exclusively in the courts of that jurisdiction.

13. Prohibited Activities

You may use the Site only for lawful, personal, non-commercial purposes. Subject to these Terms, we grant you a limited, revocable, non-transferable license to access and view content for your own use.

You agree not to:

• Copy, reproduce, distribute, or commercially exploit content without permission
• Use automated tools (e.g., bots, scrapers) to access or download content excessively
• Frame the Site, use meta tags with our name, or reverse-engineer any part
• Impersonate others, transmit malware, or disrupt the Site
• Post or link to illegal, harmful, or infringing material
• Attempt unauthorized access to our systems

We may monitor usage to enforce compliance and cooperate with law enforcement.

14. Editorial Standards

Our content is researched using reliable sources and written by qualified contributors. We strive for accuracy, timeliness, and inclusivity (e.g., diverse perspectives). However, markets change rapidly; content is current as of publication and may be updated. We are not liable for errors or omissions.

15. Contact Information

If you have questions about these Terms, please contact us:

Thank you for reading and for using Let's Learn to Invest responsibly.