SIP Calculator

Calculate your SIP returns

%
Yr
$5,600,897
Total value
Invested amount
$3,000,000
Est. returns
$2,600,897
Total value$5,600,897

What is SIP?

A Systematic Investment Plan (SIP) is a method of investing in mutual funds where you invest a fixed amount regularly (monthly, quarterly, etc.) instead of investing a lump sum amount.

Benefits of SIP:

  • Disciplined investing habit
  • Rupee cost averaging
  • Power of compounding
  • Flexibility in investment amount
  • No need to time the market

Important Disclaimer

For Educational and Informational Purposes Only: This calculator is provided solely for educational and informational purposes. It is designed to help you understand potential investment outcomes and should not be considered as financial, investment, tax, or legal advice.

Not Professional Advice: The calculations, results, and information provided by this tool do not constitute professional financial advice, investment recommendations, or tax guidance. Always consult with a qualified financial advisor, certified financial planner, tax consultant, or legal professional before making any investment or financial decisions.

Accuracy and Assumptions: While we strive to ensure the accuracy of our calculators, the results are based on the inputs you provide and certain assumptions. Actual returns, interest rates, tax implications, and other factors may vary significantly based on market conditions, government policies, individual circumstances, and other variables beyond our control.

No Guarantees: Past performance is not indicative of future results. The calculations provided are estimates and projections only. We make no guarantees, warranties, or representations regarding the accuracy, completeness, or reliability of the information or calculations provided.

Regional Variations: Financial regulations, tax laws, interest rates, and investment rules vary significantly by country, state, and jurisdiction. The information provided may not be applicable to your specific location or circumstances. Always verify current rates, rules, and regulations with official sources or local authorities.

Tax Implications: Tax laws are complex and subject to change. The tax-related information provided is general in nature and may not apply to your specific situation. Consult a qualified tax professional for advice tailored to your individual circumstances.

Market Risks: All investments carry risk, including the potential loss of principal. Market conditions, economic factors, and other variables can significantly impact investment performance. Diversification and asset allocation do not guarantee profit or protect against loss.

Currency and Exchange Rates: Currency detection and conversion are provided for convenience only. Exchange rates fluctuate constantly and may differ from the rates used in calculations. Always verify current exchange rates with your financial institution.

Updates and Changes: Interest rates, contribution limits, tax benefits, and other financial parameters are subject to change by government authorities, regulatory bodies, and financial institutions. We recommend verifying current rates and rules with official sources before making any decisions.

No Liability: We shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this calculator or reliance on the information provided. Use this tool at your own risk.

Independent Verification: Always independently verify all calculations, rates, and information with official sources, financial institutions, or qualified professionals before making any financial commitments or investment decisions.

By using this calculator, you acknowledge that you have read, understood, and agree to this disclaimer. You accept full responsibility for any decisions made based on the information provided by this tool.