Privacy Policy

This Privacy Policy explains the types of information we collect, how we use it, how we store it, and your rights regarding your data. By using our Site, you consent to the practices described in this policy.

We provide educational content on investing, financial literacy, stocks, bonds, mutual funds, ETFs, and related topics.

If you have questions about this Privacy Policy, please contact us at info@letslearntoinvest.com

1. Information We Collect

We collect limited personal information to operate and improve our Site. Based on our current features, we do not require user accounts, registrations, or subscriptions. Our data collection is minimal and occurs primarily through standard website interactions and user-submitted content.

Personal Information You Provide

• Comments on Articles: When you submit a comment on an article, we may collect:
  • Your name or pseudonym (as entered)
  • Email address (if required for comment submission or notifications)
  • The comment content itself
• Contact or Inquiries: If you reach out via any future contact form (none currently active), we may collect your name, email, and message details.

In the future, we may offer newsletter sign-ups, user logins, or forms on tool/calculator overview pages. We will collect similar data in the event that these potential options go live.

Automatically Collected Information

As with most websites, we collect certain information automatically when you visit or interact with our Site:

From time to time, we may collect sensitive information through our tools or calculators, which are informational overviews only and do not require inputs.

2. How We Use Your Information

We use collected information solely to provide and enhance our educational services:

• To Operate the Site: Process and display comments, ensure security, and maintain session functionality.
• To Improve Content: Analyze aggregate usage data to refine educational materials.
• Communication: Respond to comments or inquiries if applicable.
• Analytics: Generate anonymized insights for site performance.
• Legal Compliance: Detect abuse, prevent fraud, or respond to legal requests.

We do not use your information for marketing, targeted ads, or selling to third parties.

3. How We Store and Protect Your Information

Data Storage

Personal information (e.g., comments) is stored on secure servers. We retain comment data as long as the article is live, unless deleted by you or us. Server logs and analytics data are retained for up to 12 months.

Data Security

We implement reasonable administrative, technical, and physical safeguards (encryption for data in transit, access controls, etc.) to protect against unauthorized access, loss, or misuse. However, no online transmission is 100% secure, and we cannot guarantee absolute security.

Data Retention

We delete or anonymize data when no longer needed for the purposes above, except where required by law (for tax or audit records).

4. Sharing Your Information

We do not sell, rent, or share your personal information with third parties for their marketing purposes. Limited sharing occurs only:

Comments are publicly visible on the Site, so avoid sharing sensitive details.

5. Your Rights and Choices

Depending on your location (e.g., under GDPR for EU residents or CCPA for California residents), you may have rights to:

• Access, correct, or delete your personal information (e.g., request comment removal).
• Opt out of cookies (via browser settings).
• Withdraw consent (where applicable).

To exercise these rights, contact us at info@letslearntoinvest.com. We respond within 30 days.

We comply with applicable international privacy laws. You can also avoid commenting to prevent the submission of personal details, or use privacy-focused browsers or VPNs to limit automatic data collection.

6. Children's Privacy

Our Site is not intended for children under 13 (or 16 in some jurisdictions). We do not knowingly collect data from children. If we discover such data, we will delete it promptly. Parents/guardians: Contact us if you believe your child has provided information.

7. Third-Party Links and Services

Our Site may link to external resources (articles from sources such as the Economic Times, for example). We are not responsible for their privacy practices. Review their policies before interacting.

8. Changes to This Privacy Policy

We may update this policy to reflect changes in our practices or laws. We will post the revised version here with an updated effective date. Significant changes will be notified via a site banner or email (if we have your address).

9. Cookies Policy

This Cookies Policy explains what cookies are, how we use them, and how you can control them.

What Are Cookies?

Cookies are small text files that a website places on your device when you visit. They help the site remember your actions and preferences so you don't have to re-enter them each time you return or move between pages.

How We Use Cookies

We use only a very limited number of cookies and do not serve behavioural advertising or retargeting.

Third-Party Cookies

The only third-party cookies currently placed on our Site are from Google Analytics. These collect anonymised usage data. Google may process this information according to its own privacy policy: https://policies.google.com/privacy

Your Cookie Choices

You can control or delete cookies at any time through your browser settings. Most browsers let you block third-party cookies, delete existing cookies, or prevent cookies entirely. Links to instructions for major browsers:

• Chrome
• Firefox
• Safari
• Edge

Please note: Disabling cookies may prevent certain features from working properly.

Do-Not-Track Signals

There is currently no industry-standard response to browser "Do Not Track" signals, so our Site does not alter its behaviour when such signals are received.

10. Contact Us

For privacy concerns, data requests, or questions:

Thank you for trusting Let's Learn to Invest as your resource for financial education. We value your privacy and are here to help you learn responsibly.